90% of top lenders use FICO® Scores — do you know yours?
Choose your plan.
Free
- 1-bureau (Equifax) coverage
- Updates available every month
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringImportant information 22
- $1 million identity theft insurance
- 24x7 identity restoration
- Not included: Identity monitoring
FreeImportant information 11
No credit card required
Start PlanStart free membershipSee how it works
Automatically renews at $0/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.
Basic
- 1-bureau (Experian) coverage
- Updates available every month
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringImportant information 22
- $1 million identity theft insuranceImportant information 33
- 24x7 identity restoration
- Not included: Identity monitoring
$19.95 per month$19.95/monthImportant information 11
Start PlanStart basic membershipSee how it works
Automatically renews at $19.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.
Advanced
- Complete 3-bureau coverage
- Updates available every 3 months
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringImportant information 22
- $1 million identity theft insuranceImportant information 33
- 24x7 identity restoration
- Identity monitoring
$29.95 per month$29.95/monthImportant information 11
Start PlanStart advanced membershipSee how it works
Automatically renews at $29.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.
Premier
- Complete 3-bureau coverage
- Updates available every month
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringImportant information 22
- $1 million identity theft insuranceImportant information 33
- 24x7 identity restoration
- Identity monitoring
$39.95 per month$39.95/monthImportant information 11
Start PlanStart premier membershipSee how it works
Automatically renews at $39.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.
IMPORTANT INFORMATION
1. Your subscription automatically renews monthly at $0 for Free Plan, $19.95 for Basic, $29.95 for Advanced, or $39.95 for Premier, unless you cancel. You may cancel at any time; however, refunds are not available. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learnmore
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learnmore
3. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the SummaryofBenefits.
Who we are
myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.
Benefits
Your all-in-one solution
Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side. Understanding your credit has never been easier!
Prepare for your credit goals
Get the right score for your credit goal, including your FICO Scores used for mortgages, auto loans, and credit cards.
Get the score lenders use
Get your FICO Score—90% of top lenders use FICO Scores. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.
What people say about us
Rated 4.8 out of 5 stars by our customers
(Based on 22.7K22,700 reviews on the App Store)
I love being able to look in one place for all of my scores, and the information on the forums is priceless!
— By Kathyups
My mortgage credit scores from myFICO were only one point off from the bank's!
— By CAS2019
The wealth of information in my reports helped me quickly identify issues and resolve them.
— By Jago22
We've got you covered
Will not hurt your score
Checking your credit with FICO will not affect your FICO Scores.
US-based support
We are here with toll-free support if you need us.
Bank-level security
We use 128-bit encryption to protect the transmission of your data to FICO.
See how it works
See How It Works
Learn why FICO
Learn Why FICO